At Wintrust Mortgage Corporation, we offer all the benefits of a Bank, a Mortgage Banker, and a Mortgage Broker! The chart below shows why successful originators in our organization have a huge competitive advantage in today's marketplace:

Checklist for the successful originator	Mortgage Broker	Mortgage Banker	Mortgage Division at a Bank	Wintrust Mortgage Corporation
Best Pricing Brokers have multiple sources, but don't get the same rates as mortgage bankers. Banks have limited sources, and are only competitive when the bank wants to get "aggressive". We have access to all the best rates.	Sometimes	Usually	Infrequently	Always
Product Variety access to multiple lenders. Banks have a very limited product menu. Brokers have multiple sources, but are restricted to "wholesale lenders." Mortgage bankers have access to most sources. We have access to the largest cross section of investors as a banker and a broker.	YES (but limited)	YES	NO	YES
Loan closes in Company's name with a mortgage broker, the loan doesn't close in your company's name, and the Yield Spread Premium is always on the HUD.	NO	YES	YES	YES
Company provides funds at closing Banks and Mortgage Bankers never wait at closing for a wire from someone else.	NO	YES (depending on line availability)	YES	YES (provided by our parent company)
Full-time IT department What your IT department delivers to you is now more important than ever. See below to see what our IT department can do for you.	NO	YES	YES	YES
Full time Marketing department	NO	YES	NO	YES
Loan Officers see the end-lender's rates and prices Commission structure is irrelevant if your company only shows you an "In-House" rate sheet. Are you seeing what your company actually makes on every loan?	YES	YES	NO	YES
Loan Officers don't have to worry about being state licensed to lend in any of the 50 states.	NO	USUALLY	SOMETIMES (based on the bank charter)	YES

As you prepare for an extremely competitive mortgage market, consider making a move to Chicagoland's premier mortgage lender, Wintrust Mortgage Corporation, ("WMC"). We are looking for a few experienced loan officers to take our tools to market. Some of the best reasons to join us are:

1. Pricing: Most brokers claim to have access to the best rates. The reality is, there is a whole world of Correspondent Lenders that mortgage brokers (and some bankers) can't work with. At WMC, you will see all the rate-sheet matrixes of our end lenders, so there is no unknown margin. We not only sell directly to Freddie Mac, but also to Fannie Mae.
2. Technology: WMC technology includes:
   - A custom web site for your realtors that allows their customers to search the MLS. You get all the leads.
     ( Click here to see a demo ).
   - An in-house Intranet where you can view daily rates-sheets, lender underwriting guides, loan app documents and more.
   - All closed files are scanned, so if you ever need a document from an old file you can pull it up immediately.
   - eFax: Each loan officer gets his/her own eFax account. If your faxes still come in on a paper fax machine, you're losing time everyday.
   
3. Experience: Wintrust Mortgage Corporation has deep roots in Chicagoland and across the country. The combined histories of WestAmerica Mortgage Company and PMP include loan originators ranking the Top 200 by Mortgage Originator Magazine and loan originators closing over $100MM per year. We are the place for the best to flourish and succeed!
4. Best Price: Because we do business with the biggest and best investors, along our volume of top quality transactions and our ownership by a solid banking parent, we are able to negotiate the best rates in the industry. And, if you need a product that is not available to a Bank or a Banker, we allow transactions to be "brokered out".
5. Pricing: We offer a powerful interactive pricing tool to give you quick and easy access to specific rates for your customers. Plus, we believe in "transparency" with our people. You can access and check rates directly with our investors to assure you that there are no hidden mark ups in our pricing.
6. Product Variety: Having the biggest and best investors working with us means we are offered a broad spectrum of products to make available to our originators.
7. Loan Closings: As a Mortgage Banker, we provide our own funds to closing, close in our name, and deliver to the investor. That means "no surprises" at closing and no extra disclosures to our customers.
8. Funds: Not only do we have our own warehouse lines, they are also provided by our parent. That means no waiting for funding or nervousness about fund availability.
9. IT: Full-time IT means real support when you need it.
10. Marketing: Our team can provide you with customizable "canned" marketing help or work with you to create completely unique materials. Plus, our compliance personnel help keep everything compliant (which keeps you out of trouble).
11. Licensing: Because we are a wholly-owned subsidiary of a federally-chartered bank, our originators do not have to be licensed in individual states. That means you can offer what most others can't - the ability to lend in all 50 states.

Click Here to See Our Office Locations

If you've been a successful loan officer for at least three years and successfully closed at least $15 MM last year, consider joining Chicagoland's most dynamic group of originators. For a confidential interview, contact Barton Pitts at 630-598-2315 or Bob Shield at 630-916-9299 (or send your resume via email to careers@wintrustmortgage.com).