To have a dignified lifestyle in their retirement years, not just today but also 20 years from now. The reverse mortgage addresses two of seniors' biggest fears: running out of money and losing their home or independence. Two facts often misunderstood by the younger generations are life expectancy and income. The current life expectancy of a 65 year old female is 20 years, and over 42% of senior households have income of less than $2083 per month. If the ends aren’t meeting now for a senior, what will happen in 10 years with inflation, medications, utility bills, food?